Pengaruh Risiko Likuiditas, Risiko Kredit, Risiko Pasar, dan Risiko Operasional terhadap ROA pada Bank Konvensional Buku III

Afifah, Nur 'Aini (2019) Pengaruh Risiko Likuiditas, Risiko Kredit, Risiko Pasar, dan Risiko Operasional terhadap ROA pada Bank Konvensional Buku III. Undergraduate thesis, STIE Perbanas Surabaya.

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ARTIKEL ILMIAH.pdf

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COVER.pdf

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BAB I.pdf

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Abstract

The purpose of this study is to determine the variables LDR, LAR, IPR, NPL, IRR, PDN, BOPO, and FBIR simultaneously and partially have a significant effect on ROA. The population used is a Bank Konvensional 3rd Book, the sampling technique uses purposive sampling, the selected sample is three banks, namely PT Bank Bukopin, Tbk, PT Bank DBS Indonesia, and PT Bank Mayapada International, Tbk. Data collection using the documentation method. The analysis used is multiple linear analysis techniques. The results of the simultaneous study of liquidity risk, credit risk, market risk and operational risk have a significant effect on ROA. Liquidity risk, measured using LDR, LAR, and IPR, shows that LDR and IPR have a significant positive effect on ROA while LAR does not have a significant positive effect on ROAat Bank Konvensional 3rd Book. Credit risk measured using NPL, shows that NPL has a negative effect that is not significant on ROA at Bank Konvensional 3rd Book. Market risk which is measured using IRR and PDN, shows that IRR has a significant negative effect on ROA and PDN has a significant negative effect on ROA at Bank Konvensional 3rd Book. Operational risk is measured using FBIR and BOPO, indicating that FBIR has a significant negative effect on ROA, and BOPO has a significant positive effect on ROA in Bank Konvensional 3rd Book. Key words : Liquidity Risk, Credit Risk, Market Risk, Operational Risk, and ROA.

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: NUR'AINI AFIFAH
Date Deposited: 02 Mar 2020 02:21
Last Modified: 02 Mar 2020 02:21
URI: http://eprints.perbanas.ac.id/id/eprint/6453

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