Prosedur Pemberian Pembiyayaan KUR Mikro Pada PT Bank Syariah Indonesia KCP Mojokerto Mojopahit 2

Cahyo, Krisnanda Dwi (2022) Prosedur Pemberian Pembiyayaan KUR Mikro Pada PT Bank Syariah Indonesia KCP Mojokerto Mojopahit 2. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.

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Abstract

Micro KUR financing is one of the bank's products. Micro KUR Financing provides financing facilities to micro business actors with a certain amount. However, the provision of Micro KUR financing also has risks and has an impact on the health of the bank. In this case, the researcher wants to study several things that are obstacles to the provision of Micro KUR financing, so as to reduce the risks and adverse impacts. This study uses a descriptive method, the method of collecting data by means of documentation, observation, interviews, and literature study. From the data collection process, it was found that there are three things that hinder the financing of Micro KUR at PT Bank Syariah Indonesia KCP Mojokerto Mojopahit 2, that is the human character, guarantees, and OJK. Some of these obstacles can be avoided by conducting a survey on the customer's personality, explaining to customers what collateral is not allowed, and checking the records of OJK before accepting requests from customers. Keywords: procedure, financing, KUR

Item Type: Thesis (Diploma)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.8 - MANAGEMENT OF MARKETING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: KRISNANDA DWI CAHYO
Date Deposited: 31 Oct 2022 01:51
Last Modified: 31 Oct 2022 01:51
URI: http://eprints.perbanas.ac.id/id/eprint/9650

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