Nixon, Mochamad (2020) Prosedur Pemberian Kredit Pemilikan Rumah pada PT. Bank Rakyat Indonesia (Persero) Tbk. Kantor Pembantu Pacar Keling Surabaya. Diploma thesis, STIE Perbanas Surabaya.
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Abstract
Bank is a financial institution whose business activities collect funds from the public and channel it back in the form of credit. In this globalization era, the banking and financial world is growing. The purpose of this study is to find out the procedure to credit calculation and to evaluate the implementation obstacles in credit (KPR) through collective installments at Bank Rakyat Indonesia. This research uses descriptive qualitative type. The type of data that I use is secondary data. Primary data collection techniques performed by observation, interviews, while secondary data collection techniques is checking documents, letters, notes, reports and other literature relevant to the author's research. The results of this study are that the procedure for granting credit (KPR) at Bank Rakyat Indonesia is in accordance with the existing reality. The advice given based on this is to avoid the occurrence of bad credit, the bank / Account Officer should notify the customer of the risks that will occur, namely by conducting rescheduling to customers. Keyword : Procedure, credit, House Ownership credit
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | MOCHAMAD NIXON |
| Date Deposited: | 09 Mar 2021 02:50 |
| Last Modified: | 23 Aug 2021 07:18 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/7551 |
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