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Suryani, Iklimatus (2020) Pengaruh Capita Adequacy Ratio (CAR). Loan to Deposit Ratio (LDR), Return on Asset (ROA) dan Biaya Operasional Pendapatan Operasional (BOPO), Terhadap Non Performing Loan (NPL) pada Bank Umum Swasta Nasional. Undergraduate thesis, STIE Perbanas Surabaya.