Rosyid, Mochammad and Iramani, Rr. (2022) Attaining Financial well-being: The Essential Effects of Financial Experience, Status, and Behavior. In: The 4th International Conference on Business and Banking Innovations (ICOBBI) 2022.
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Abstract
Every individual or organization has a purpose to be achieve in financial well-being. This study focus on develop financial well-being model by examining various factors that effect it. Respondents were selected by purposive sampling. This research uses 383 respondent collected using an online survey. Structural equation modelling was used to test the hypotheses. The result show that financial experience , financial status, directly affect financial well-being. Financial behavior significantly mediates the influence of financial experience and financial status. Marital status does not strengthen the effect of financial experience on financial well-being. Implication of this research that person need to enhance financial experience especially about saving and insurance product and financial management behavior to gain a better financial well-being. Another implication is that Financial Services Authority should educate the Surabaya people regarding insurance and investment products. Keywords: Financial well-being, Financial experience, Financial status, Financial behavior, Marital Status.
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT |
| Divisions: | ICOBBI (International Conference of Business and Banking Innovations) |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 22 Jun 2022 03:32 |
| Last Modified: | 28 Jun 2022 01:40 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/9248 |
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