Wulandari, Septianningrum Budi (2021) Prosedur Pemberian Kredit pada PT. Bank Perkreditan Rakyat (BPR) Puri Artha Pacitan. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.
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Abstract
Rural Bank (BPR) is a financial institution whose main activity is providing credit distribution. This study aims to determine how the procedure for granting credit at PT. BPR Puri Artha Pacitan. The research method used is descriptive analysis and data collection techniques using interview, documentation, observation and literature studies. The results obtained are the procedure for granting credit at PT. BPR Puri Artha Pacitan there are six stages starting from credit applications, credit administration records, customer reviews, credit analysis, credit decisions, and credit disbursement. In the distribution of PT. BPR Puri Artha Pacitan uses 5C analysis, namely: character (character), capacity (ability), capital (capital), collateral (collateral) and condition (economic condition). Then the obstacles that occur in PT. BPR Puri Artha Pacitan in the process of granting credit is the lack of completeness of credit application requirements, the guarantee of the Certificate of Ownership (SHM) is not good, the BPKB guarantee does not cover the customer's obligations, the vehicle that is guaranteed is not at the customer's place, the geographical location of the customer's location. The solution in overcoming these obstacles is to help customers complete the requirements, arrange a certificate from the village regarding land prices and locations, ensure that the collateral is physically checked, and consider the value of the guarantee and view the customer's history. Keyword: Procedure, Credit, PT. BPR Puri Artha Pacitan
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | SEPTIANNINGRUM BUDI WULANDARI |
| Date Deposited: | 28 Oct 2021 06:48 |
| Last Modified: | 28 Oct 2021 06:48 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/8297 |
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