Widyasari, Rifda (2021) Prosedur Pelaksanaan Pemberian Pembiayaan Musyarakah pada PT BPR Syariah Lantabur Tebuireng Kantor Cabang Mojokerto. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.
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Abstract
Musyarakah financing is a cooperation between two or more parties in a business that aims to combine capital and run a joint venture in a partnership with the sharing of profits according to the agreement including taking into account profits and losses based on the portion of capital contributions. PT BPR Syariah Lantabur Tebuireng is one of the business entities that provide Musyarakah financing services to its customers with profit-sharing agreements. This Final Task Research aims to find out how the procedure for providing musyarakah financing to PT. BPR Syariah Lantabur Tebuireng Mojokerto Branch Office. This Final Task Research uses observation, interview and documentation methods. The results of the study, namely PT BPR Syariah Lantabur Tebuireng have distributed credit in accordance with the provisions and procedures that have been established, namely starting from the introduction and shortness to prospective debtors, the stage of financing applications, data identification, after the identification of data by the financing section, it will be analyzed so that there is a possibility that the financing is approved or rejected. Obstacles that occur in the financing process include financing risks, market risks, operational risks, legality risks. As for the solution of every existing problem by disciplining the time of sharing business results, allocating assets that are at small risk of inflation, transparency in detail to avoid the use and supervision of the legality of documents periodically. Keyword: Musyarakah Financing, Financing Procedures
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | RIFDA WIDYASARI |
| Date Deposited: | 02 Nov 2021 03:52 |
| Last Modified: | 02 Nov 2021 03:52 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/8209 |
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