Malo, Marsia Chania (2021) Prosedur Pemberian Kredit Pemilikan Rumah (KPR) pada PT. Bank Pembangunan Daerah Nusa Tenggara Timur Kantor Cabang SOE. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.
|
Text
ARTIKEL ILMIAH.pdf Download (215kB) | Preview |
|
![[img]](http://eprints.perbanas.ac.id/style/images/fileicons/text.png) |
Text
COVER.pdf Restricted to Registered users only Download (269kB) |
|
|
Text
BAB I.pdf Download (306kB) | Preview |
|
|
Text
BAB II.pdf Download (146kB) | Preview |
|
|
Text
BAB III.pdf Restricted to Registered users only Download (45kB) |
|
|
Text
BAB IV.pdf Restricted to Registered users only Download (330kB) |
|
|
Text
BAB V.pdf Download (107kB) | Preview |
|
|
Text
LAMPIRAN.pdf Restricted to Registered users only Download (475kB) |
Abstract
The type of research method that the author uses in this study is a qualitative descriptive method, in order to obtain information that describes the existing reality regarding the procedure for granting Kredit Pemilikan Rumah (KPR) at PT. Bank Pembangunan Daerah Nusa Tenggara Timur Kantor Cabang SoE.From the results of the study, it can be seen that the procedures for granting Kredit Pemilikan Rumah at PT. Bank Pembangunan Daerah Nusa Tenggara Timur Kantor Cabang SoE includes seven stages. In the first stage, the customer meets with the developer and then explains its intent and purpose. The second stage is that the developer collects the customer files. The third stage the developer sends all customer files to the bank. The fourth stage, the bank checks all the files and completeness of the customer. In the fifth stage, the bank conducts an analysis. The sixth stage, the bank checks the house as collateral. And the seventh stage is the disbursement of funds after realization, namely the distribution of funds from banks to developers. The method of payment for the Kredit Pemilikan Rumah installments can be through Bank NTT or through monthly salary deductions according to the installment schedule. The problem faced in the process of granting Kredit Pemilikan Rumah is that the certificate has not been resolved or is still in one master certificate, so the solution to overcome these obstacles is that the developer and the bank make an Memorandum of Understanding (MOU) or joint agreement with the National Land Agency of Timor Tengah Selatan Regency to immediately process the resolution of the house certificate. Keyword : Home Ownership Loans, Procedures for Providing Home Ownership Loans
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | MARSIA CHANIA MALO |
| Date Deposited: | 20 Sep 2021 07:47 |
| Last Modified: | 20 Sep 2021 07:47 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/8187 |
Actions (login required)
 |
View Item |