Sari, Farahdila Melina (2021) Prosedur Pemberian Kredit pada PT. Bank Perkreditan Rakyat (BPR) Artha Buana Krian Sidoarjo. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.
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Abstract
The COVID-19 pandemic has caused a country's economic situation to become unstable. Many business sectors are experiencing losses and bankruptcy. In addition, many people also experienced mass layoffs and became unemployed. Therefore, the role of banking is very important and needed to be able to help people affected by the COVID-19 pandemic. One of the assistance that banks can provide is credit or loan funds. In providing credit, a bank must be careful in making a decision whether the credit is feasible or not to be given so that the bank does not suffer losses. This final project research was carried out at PT Bank Perkreditan Rakyat (BPR) Artha Buana Krian. The purpose of this final project is to find out how the procedure for granting credit at PT. BPR Artha Buana Krian, know what credit guarantees are at PT. BPR Artha Buana Krian, know what credit analysis is at PT. BPR Artha Buana Krian, knowing the obstacles in the implementation of the procedure for granting credit at PT. BPR Artha Buana Krian, and the solutions provided by PT. BPR Artha Buana Krian against existing obstacles. To obtain the results in this final project, the analysis used is descriptive analysis. The method used in this final project research, there are several research methods, namely the method of interview, observation, literature study, and documentation. The type of data used in this study is primary data and secondary data. Based on the results of this final project, the procedure for granting credit at PT BPR Artha Buana consists of several stages, namely credit application, survey, slik, credit analysis, first data checking, credit approval, preparation of credit documents, second data checking, credit binding, and disbursement. credit. Based on the results of the data regarding the lending procedure carried out by PT BPR Artha Buana Krian this has been carried out properly and in accordance with the BPR Credit Policy Guidelines (PKPB). Keywords: Rural Banks, BPR, Credit Provision Procedures, Collateral, Credit Analysis
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | FARAHDILA MELINA SARI |
| Date Deposited: | 15 Sep 2021 03:28 |
| Last Modified: | 15 Sep 2021 03:28 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/8180 |
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