Listiana, Rika (2021) Penerapan Tabungan IB Hijrah Rencana sebagai Alternatif Pelunasan Biaya Haji pada PT. Bank Muamalat Indonesia, Tbk Kantor Cabang Pembantu Nganjuk. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.
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Abstract
The payment of a fairly large pilgrimage fee causes its own challenges for prospective pilgrims, especially in addition to preparing funds for paying off the pilgrimage, a prospective pilgrim must also prepare additional funds when in the holy land. The objectives of this study are as follows, namely (1) To determine the requirements for opening an IB Hijrah Plan Savings at PT. Bank Muamalat Indonesia, Tbk Nganjuk Sub-Branch Office, (2) To find out the procedure for opening IB Hijrah Plan Savings at Bank Muamalat Indonesia, Tbk Nganjuk Sub-Branch Office, (3) To find out the application of IB Hijrah Plan Savings as an alternative to paying Hajj fees at PT. Bank Muamalat Indonesia Nganjuk Sub-Branch Office. This study uses the interview method, observation at the research subject, namely PT. Bank Muamalat indonesia, Tbk Nganjuk Sub-Branch Office. This study obtained the following research results: (1) The requirements for opening an IB Hijrah Plan Savings account are Indonesian citizens, at least 17 years old, having parent savings, customers who are insured at maturity not exceeding the age of 65 years. (2) The procedure for opening an IB Hijrah Plan Savings is that the customer comes to the bank muamalat office and conveys his goal to open a planned savings account, then after Customer Service validates the customer makes an initial deposit, he receives a savings book and ATM. (3) Application of IB Hijrah Hajj Savings as an alternative for paying Hajj fees, namely customers use an auto-debit system every month from the main account to the savings account plan, after the funds are collected, the prospective Hajj pilgrims can pay off the Hajj fees and if there is still a remaining balance, the customer must take it and the plan savings account will be closed automatically when it is due. Keywords: Hajj, IB Hijrah Plan Savings, PT. Bank Muamalat Indonesia, Tbk
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | RIKA LISTIANA |
| Date Deposited: | 15 Sep 2021 07:01 |
| Last Modified: | 15 Sep 2021 07:01 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/8178 |
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