Kristyono, Herman (2019) The Effect of Loan to Deposit Ration, BOPO, Non-Perform- Loan, and Net Interest Margin Against Lending Rate Base. Masters thesis, STIE Perbanas Surabaya.
Full text not available from this repository.Abstract
This research was conducted to determine the effect of LDR, BOPO, NPL. NIM to BLR. The main purpose of this study was to analyze the influence of Loan toDeposit Ratio (LDR), BOPO, Non-PerformingLoans (NPL) and Net Interest Margin (NIMI) for determining Corporate Base Lending Rate (BLR). Secondary data sources were taken from the Financial Services Authority (OJK). The sampling technique uses pur-posive sampling at Government Banks in Indonesia every quarter from 2013 to 2018. The data analysis technique uses panel data. Based on research shows that simulta-neously Loan To Deposit Ratio (LDR), BOPO, Non-PerformingLoan (NPL) and Net Interest Margin (NIMI) variables significantly influence the Base Lending Rate (BLR) at a confidence level of 37.92%. In addition, the values shown by the coefficient of determination indicate that the Loan to Deposit Ratio has a significant positive effect on the Base Lending Rate (BLR), BOPO has a significantly positive effect on the Base lending rate, the Non-PerformingLoan (NPL) has a negative effect on the Base Lending Rate (BLR), Net Interest Margin (NIM) have a significant negative effect on the Base Lending Rate (BLR)
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS |
| Divisions: | Magister of Management |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 05 Feb 2021 05:33 |
| Last Modified: | 05 Feb 2021 05:33 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/6324 |
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