Pengaruh Pengetahuan Keuangan, Tingkat Pendapatan Dan Pendidikan Terhadap Perilaku Perencanaan Dana Pensiun Dengan Sikap Menabung Sebagai Variabel Mediasi

Afandy, Fery (2019) Pengaruh Pengetahuan Keuangan, Tingkat Pendapatan Dan Pendidikan Terhadap Perilaku Perencanaan Dana Pensiun Dengan Sikap Menabung Sebagai Variabel Mediasi. Undergraduate thesis, STIE Perbanas Surabaya.

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Abstract

The behavior of pension fund planning is very important for everyone, with good retirement planning to make someone more prosperous in his old age. This study aims to determine The Influence of Financial Knowledge, Income and Education Levels to The Retirement Planning Behavior with Savings Attitude as Mediation Variable. The samples used in this study were 250 respondents who were financial managers, had a minimum income of Rp. 4,000,000 and had a minimum work experience of 2 years. Distribution of questionnaires using online questionnaires and hard questionnaires distributed on Java. The analysis technique used in this study is using the Multiple Regression Analysis (MRA) technique. The results of this study indicate that the influence of financial knowledge and income level has a significant positive effect on the behavior of pension plans while the level of education has a positive but not significant effect and financial knowledge can be mediated partially with a saving attitude. It is expected that from the results of this study one can have a good plan for later welfare. Keywords: financial knowledge, income level, education level, and retirement planning behavior

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: Perpustakaan Universitas Hayam Wuruk Perbanas
Date Deposited: 22 Oct 2019 03:16
Last Modified: 22 Oct 2019 03:16
URI: http://eprints.perbanas.ac.id/id/eprint/5151

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