SANTOSO, HARIYADI (2015) PENGARUH PROFIL RESIKO, MODAL DAN GOOD CORPORATE GOVENANCE (GCG) TERHADAP RETURN ON ASSET (ROA) BANK UMUM SWASTA NASIONAL NON DEVISA PERIODE TAHUN 2010-2012. Masters thesis, STIE PERBANAS SURABAYA.
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Abstract
This research is performed on order to test the influence of the variable Non Performing Loan (NPL), Interest Rate Risk (IRR), BOPO (Biaya Operasional/Pendapatan Operasional), Loan to Deposit Ratio (LDR), APYDM ( Aktiva Produktif Yang Diklasifikasikan Terhadap Modal), and Good Corporate Guvernance (GCG) toward Return On Asset (ROA). Methodology research as the sample used purposive sampling, samplewas accured 10 Private Bank Non Devisa in Indonesia. Data analysis with multi liniear regression of ordinary least square and hypotheses test used t-statistic and F statistic at level of significance 5%, a clasic assumption examination which consist of data normality test, multicolinearity test, heteroskedasticity test and autocorrelation test is also being done to test the hypotheses.During research period show as variabel and data research was normal distributed. Based on test, multicolinearity test, heterosskedasticity test and autocorrelation test classic assumption deviation has no founded, this indicate that the available data has fulfill the condition to use multi linear regression model. This result of research show that variable APYDM and GCG did not influence ROA. Variable NPL, IRR, BOPO, negative significant influence toward ROA and LDR positive significant influence toward ROA . Prediction capability from these six variable toward ROA is 97,7 % where the balance 2,3 % is affected to other factor which was not to be entered to research model. Key Words : Return On Asset (ROA),Non Performing Loan (NPL), Interest Rate Risk (IRR), BOPO (Biaya Operasional/Pendapatan Operasional), Loan to Deposit Ratio (LDR), APYDM ( Aktiva Produktif Yang Diklasifikasikan Terhadap Modal), and Good Corporate Guvernance (GCG)
Item Type: | Thesis (Masters) |
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Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
Divisions: | Magister of Management |
Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
Date Deposited: | 09 Mar 2017 06:03 |
Last Modified: | 20 Nov 2017 07:15 |
URI: | http://eprints.perbanas.ac.id/id/eprint/510 |
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