Pengaruh NPL, CAR, BOPO, ROA Terhadap Penyaluran Kredit Perbankan

Rahmadiputra, Aditya Angga (2019) Pengaruh NPL, CAR, BOPO, ROA Terhadap Penyaluran Kredit Perbankan. Undergraduate thesis, STIE Perbanas Surabaya.

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Abstract

This research aims to determine whether or not the influence of NPL, CAR, BOPO, ROA on Credit Distribution. This research also has a relationship with the phenomenon contained in this study, namely Bank Indonesia states that credit growth experienced slower growth than in previous years, which as of October 2017, credit growth was only 8.16% which should have reached 10-12%. The sample used in this research is conventional commercial banks in Indonesia. The data used are secondary data, the technique of sample collection is purposive sampling and multiple linear regression analysis using the F test and t test. This study uses data from the banking financial statements from 2013 to 2017. The results of research in banking companies in Indonesia are NPL, CAR, BOPO, ROA affect the distribution of credit. However, NPL has a negative influence on lending. Whereas CAR, BOPO, and ROA have a positive effect on lending. Keywords : Bank Lending, NPL, CAR, BOPO ROA

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 657 - ACCOUNTING > 657.9 - ACCOUNTING-BANK
Divisions: Bachelor of Accountancy
Depositing User: ADITYA ANGGA RAHMADIPUTRA
Date Deposited: 23 Sep 2019 03:49
Last Modified: 06 Dec 2019 03:41
URI: http://eprints.perbanas.ac.id/id/eprint/4633

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