Agustina, Ifintiya (2019) Prosedur Pelaksanaan Deposito Mudharabah pada Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar Cabang Kalianget. Diploma thesis, STIE Perbanas Surabaya.
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Abstract
The Indonesian Ulema Council built a working group to run Islamic Banks in Indonesia. As a result of the work of the Banking Team of the Majelis Ulama Indonesia (MUI) it was the establishment of the first Islamic bank in Indonesia, PT Bank Muamalat Indonesia. At the end of 2013, banking regulation and supervision functions moved from Bank Indonesia (BI) to the Otoritas Jasa Keuangan (OJK). One of the principles in the Islamic banking system is profit sharing (mudharabah) which is an alternative banking system that is mutually beneficial for customers and banks. By providing a variety of products and services, Islamic banking is an alternative banking system that is in demand by all segments of society. The purpose of writing is to understand the procedures for implementing mudharabah deposits at the Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar Kalianget branch. The researcher used the descriptive method. The results of the research obtained, mudharabah deposits are one of the investment products for a period of time using the principle of profit sharing. Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar Kalianget branch in the process of raising funds, especially mudharabah deposits using mudharabah mutlaqah contracts. Mudharabah mutlaqah is shahibul maal (fund owner) does not give a limit to mudharib (fund manager) has the freedom to invest funds in various business sectors which are expected to benefit. Extension of mudharabah deposits is carried out by the ARO ( Automatic Roll Over ) method . And profit sharing will be credited to the customer's savings account. Keywords: mudharabah deposits, mudharabah mutlaqah
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | IFINTIYA AGUSTINA |
| Date Deposited: | 28 Sep 2019 02:57 |
| Last Modified: | 28 Sep 2019 02:57 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/4429 |
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