Inklusi Keuangan Pada Pedagang Sentra Wisata Kuliner Wonorejo Surabaya

Agustin, Ayu Candra (2024) Inklusi Keuangan Pada Pedagang Sentra Wisata Kuliner Wonorejo Surabaya. Diploma thesis, Universitas Hayam Wuruk Perbanas.

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Abstract

A country's economic growth is closely related to the business world, especially MSMEs that contribute significantly to GDP and employment. In Indonesia, many MSMEs still lack financial literacy, which can hinder their business development. Therefore, this study aims to analyse the extent to which the financial inclusion programme has been implemented and utilised by traders in Wonorejo Culinary Tourism Centre. This study aims to determine the implementation of the financial inclusion programme at Wonorejo Culinary Tourism Centre, identify the types of inclusive financial products and services used by traders. Assess the factors that encourage and hinder the implementation of financial inclusion. Assessing the benefits obtained by traders from the implementation of financial inclusion. The research shows that financial inclusion has had a positive impact on the economic activities of traders in Wonorejo Culinary Tourism Centre. The implemented financial inclusion programme allows merchants to more easily conduct digital transactions, which increases the efficiency and effectiveness of their businesses. In addition, the use of financial services such as savings, credit, and insurance/BPJS helps merchants better manage their finances. However, there are still challenges in socialising and educating the importance of financial inclusion among traders. Keyword : Financial Inclution, Financial Literacy, Traders

Item Type: Thesis (Diploma)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Finance and Banking Diploma
Depositing User: AYU CANDRA AGUSTIN
Date Deposited: 14 Mar 2025 06:22
Last Modified: 14 Mar 2025 06:22
URI: http://eprints.perbanas.ac.id/id/eprint/13276

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