Azizah, Maulina Nurul (2024) Faktor-Faktor yang Mempengaruhi Profitabilitas Perbankan. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.
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Abstract
During the Covid-19 pandemic, it caused an increase in NPLs because many economic sectors experienced difficulties, which made it difficult for borrowers to repay loans. An increase in NPLs can reduce bank profitability, especially conventional banks. This research is quantitative research which aims to analyze the influence of third party funds (DPK), loan to deposit ratio (LDR), non-performing loans (NPL), capital adequacy ratio (CAR), and credit distribution on profitability. This research chooses secondary data sources where the data is obtained from conventional banking financial reports listed on the IDX in 2019-2022. a) Sig value. DPK 0.650 > 0.05 then H1 is rejected; b) Sig value. LDR 0.278 > 0.05 then H2 is rejected; c) Sig value. NPL 0.00 < 0.05 then H3 is accepted; d) Sig value. CAR 0.818 > 0.05 then H4 is rejected; e) Sig value. Credit distribution is 0.271 > 0.05, so H5 is rejected. a) X1: Third party funds (DPK) have no effect on ROA; b) X2: Loan to deposit ratio (LDR) has no effect on ROA; c) X3: Non-performing loans (NPL) affect ROA; d) X4: Capital adequacy ratio (CAR) has no effect on ROA; e) X5: Credit distribution has no effect on ROA. Keywords: Return on Assets (ROA), third party funds (DPK), Loan to deposit ratio (LDR), Non-performing loan (NPL), Capital adequacy ratio (CAR), and Credit distribution.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 657 - ACCOUNTING > 657.9 - ACCOUNTING-BANK |
| Divisions: | Bachelor of Accountancy |
| Depositing User: | MAULINA NURUL AZIZAH |
| Date Deposited: | 04 Jul 2024 01:25 |
| Last Modified: | 04 Jul 2024 01:25 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/12631 |
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