Syah, Bagus Ridho Firman (2023) Pengaruh Risiko Usaha Terhadap Permodalan pada Bank Pemerintah. Undergraduate thesis, Universitas Hayam Wuruk Perbanas Surabaya.
![[img]](http://eprints.perbanas.ac.id/style/images/fileicons/text.png) |
Text
A R T I K E L I L M I A H.pdf Restricted to Registered users only Download (435kB) |
|
|
Text
C O V E R.pdf Restricted to Registered users only Download (727kB) |
|
|
Text
B A B I.pdf Download (148kB) | Preview |
|
|
Text
B A B I I.pdf Download (452kB) | Preview |
|
|
Text
B A B I I I.pdf Restricted to Registered users only Download (489kB) |
|
|
Text
B A B I V.pdf Restricted to Registered users only Download (882kB) |
|
|
Text
B A B V.pdf Download (117kB) | Preview |
|
|
Text
L A M P I R A N_compressed.pdf Restricted to Repository staff only Download (3MB) |
Abstract
The purpose of this study is to analyze the effect of business risk on capital as measures by using CAR. The components of business risk used in this study consist of liquidity risk, credit risk, market risk, and operational risk. Liquidity risk is measured usimg the Loan to Deposits Ratio (LDR), Loan to Asset Ratio (LAR) and Investing policy ratio (IPR). Credit risk is measured by the ratio of Non Performing Loans (NPL) and Non-Performing Earning Assets (APB). Market risk is measured using the Interest risk ratio (IRR) and net open position (PDN). Operational risk is measured by operating income operating expenses (BOPO) and Fee based income ratio (FBIR). The sample used in this study is state-owned banks from the first quarter of 2017 to the second quarter of 2022. The analytical technique used is multiple linear regression analysis using SPSS 16. The conclusions in this study are LDR, LAR, IPR, NPL, APB, IRR , PDN, BOPO and FBIR simultaneously have a significant effect on CAR. LDR, IPR, BOPO, FBIR partially have a significant negative effect on CAR. The ratio of LAR, APB, and PDN partially has no significant negative effect on CAR. IRR and NPL ratios partially have a significant positive effect on CAR.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT |
| Divisions: | Bachelor of Management |
| Depositing User: | BAGUS RIDHO FIRMAN SYAH |
| Date Deposited: | 19 Apr 2024 01:22 |
| Last Modified: | 19 Apr 2024 01:22 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/10168 |
Actions (login required)
 |
View Item |