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Prosedur Pemberian Kredit Multiguna Bagi Prapensiun dan Pensiunan Pegawai Negeri Sipil pada PT. Bank Pembangunan Daerah Jawa Timur Kantor Cabang Pembantu Mojosari-Mojokerto

Lestari, Ajeng Mahayu (2021) Prosedur Pemberian Kredit Multiguna Bagi Prapensiun dan Pensiunan Pegawai Negeri Sipil pada PT. Bank Pembangunan Daerah Jawa Timur Kantor Cabang Pembantu Mojosari-Mojokerto. Diploma thesis, Universitas Hayam Wuruk Perbanas Surabaya.

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Abstract

Multipurpose Credit (MC) is a banking product which gives disbursement facility to the debtor by giving a collateral. The research is conducted in Mojosari-Mojokerto Brand Office of PT. Bank Pembangunan Daerah Jawa Timur. The credit product examined is a product which is used as an advantage for PT. Bank Pembangunan Daerah Jawa Timur distributed for the Civil Servant. This research discussed about the multipurpose credit distributed to the retirement and pre-retirement aims to give convenience in fulfilling consumer needs and plan in building or developing business in pension time. The research method used is descriptive method by conducting data collection through interviews, documentations and observations. The installment payment is conducted each month by cutting salary directly which has been allocated to PT. Bank Pembangunan Daerah Jawa Timur. The interest in granting this credit is 6,6 percent p.a for new debtor and take over. While for the compensation debtor or top up is approximately 7,2 percent p.a. Terms and conditions apply according to the policy of PT. Bank Pembangunan Daerah Jawa Timur. Keywords: procedure, service, retirement, pre-retirement

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: AJENG MAHAYU LESTARI
Date Deposited: 20 Sep 2021 04:27
Last Modified: 20 Sep 2021 06:08
URI: http://eprints.perbanas.ac.id/id/eprint/8182

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