Dani, Sintrisna Permata Arum (2020) Prosedur Pemberian Kredit Pemilikan Rumah Subsidi Pada PT. Bank Tabungan Negara (Persero) Tbk Kantor Cabang Pembantu Tulungagung. Diploma thesis, STIE Perbanas Surabaya.
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Abstract
This final project was carried out at PT. Bank Tabungan Negara (Persero) Tbk, Tulungagung Sub-Branch Office. PT. Bank Tabungan Negara (Persero) Tbk Tulungagung Sub-Branch Office provides one of the loan products, namely Subsidized Housing Loans. Subsidized Home Ownership Credit is a product provided by the Bank as part of a government program or Jamsostek, in order to facilitate ownership or purchase of simple healthy houses (RS Sehat / RSH) by low-income people according to the target group. The purpose of this study is to determine the procedure for granting subsidized housing loans at PT. Bank Tabungan Negara (Persero) Tbk Tulungagung Sub-Branch Office, starting from the requirements for submitting subsidized housing loans, procedures for granting subsidized housing loans and also calculating the ceiling and also installments of subsidized housing loans. The method used in this research is descriptive method with assignments based on bibliography, conducting interviews and observations. This mortgage payment can be made by installments or installments, interest and time period according to the agreement between the customer and the bank. The results of this research are knowing the requirements for submitting subsidized housing loans (KPR), knowing the procedures for submitting subsidized housing loans (KPR), knowing the calculation of the ceiling and installments for subsidized housing loans (KPR), knowing what obstacles are faced in applying for subsidized mortgages. Subsidized housing (KPR) and solutions to overcome obstacles faced in the provision of subsidized housing loans (KPR) for PT Bank Tabungan Negara (Persero) Tbk Tulungagung Sub-Branch Office
Item Type: | Thesis (Diploma) |
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Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
Divisions: | Finance and Banking Diploma > Practice Working Report |
Depositing User: | SINTRISNA PERMATA ARUM DANI |
Date Deposited: | 28 Sep 2020 16:57 |
Last Modified: | 28 Sep 2020 16:57 |
URI: | http://eprints.perbanas.ac.id/id/eprint/7127 |
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