Tahapan Penyelamatan Kartu Kredit Bermasalah pada PT. Bank Rakyat Indonesia (Persero) Tbk Kantor Wilayah Surabaya

Dewi, Regina Monica (2019) Tahapan Penyelamatan Kartu Kredit Bermasalah pada PT. Bank Rakyat Indonesia (Persero) Tbk Kantor Wilayah Surabaya. Diploma thesis, STIE Perbanas Surabaya.

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Abstract

In addition to the benefit, the bank also get a loss of the credit card. Examples of such losses which is the number of cards of bad loans and troubled. To determine the credit card problematic is needed a criteria and causes. In addition, it is also necessary stages of the rescue the number of credit card problems can be reduced. Data obtained by using the method of interview, observation, and literature study then analyzed descriptively. Based on the results of analysis, criteria card problem loans consist of credit card substandard, doubtful, and loss. Cause credit cards problems can come from the bank or from the card holder. Then the rescue can be carried out by the bank, namely by means of the block while, block permanent, loan restructuring, and direct billing. The determination of the credit card problem and rescue the cause of non performing loan owned less than 5% so do not exceed the maximum limit of non performing loan which is determined by Bank Indonesia and the amount of credit card problematic experiencing a significant reduction. Keywords : Steps, Rescue, Credit Cards Problematic

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: REGINA MONICA DEWI
Date Deposited: 15 Oct 2019 06:39
Last Modified: 15 Oct 2019 06:39
URI: http://eprints.perbanas.ac.id/id/eprint/5016

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