Pengaruh Risiko Usaha Terhadap Capital Adequacy Ratio (Car) Pada Bank Umum Swasta Nasional Non Devisa

Arlindayani, Destifa Whifi (2019) Pengaruh Risiko Usaha Terhadap Capital Adequacy Ratio (Car) Pada Bank Umum Swasta Nasional Non Devisa. Undergraduate thesis, STIE Perbanas Surabaya.

[img]
Preview
Text
ARTIKEL ILMIAH.pdf

Download (1MB) | Preview
[img]
Preview
Text
COVER.pdf

Download (3MB) | Preview
[img]
Preview
Text
BAB I.pdf

Download (759kB) | Preview
[img]
Preview
Text
BAB II.pdf

Download (1MB) | Preview
[img] Text
BAB III.pdf
Restricted to Registered users only

Download (959kB)
[img] Text
BAB IV.pdf
Restricted to Registered users only

Download (1MB)
[img]
Preview
Text
BAB V.pdf

Download (2MB) | Preview
[img] Text
LAMPIRAN.pdf
Restricted to Registered users only

Download (3MB)

Abstract

CAR is one of the indicators used to measure bank capital adequacy. Capital for banks is used to absorb losses originating from banking activities, and as a basis for several policies issued by Bank Indonesia. The aim of this study to determine whether the independent variables LDR, IPR, NPL, APB, IRR, BOPO and FBIR both simultaneously and partially have a significant effect on CAR and which variable is the most effect on CAR. This study used secondary data taken from financial statements with period the first quarter of 2013 to the second quarter of 2018 in the Non Foreign National Private Commercial Banks. The sample consisted of Artos Indonesia Bank, Dinar Indonesia Bank and Mitraniaga Bank. Data is processed using SPSS 16 and F test to evaluate the effect simultaneously and t test to see the effect partially. The results of this study revealed that LDR, IPR, NPL, APB, IRR, BOPO and FBIR simultaneously have a significant effect on CAR. LDR, NPL and APB partially has unsignificant negative effect on CAR. IPR partially has a negative significant effect on CAR. IRR and FBIR partially has a posittive significant effect on CAR. BOPO partially has a posittive significant effect on CAR. The most dominant is the IRR of 65.93 percent. Keywords: Liquidity Risk, Market Risk, Credit Risk and Operational Risk

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 20 Sep 2019 03:13
Last Modified: 20 Sep 2019 03:13
URI: http://eprints.perbanas.ac.id/id/eprint/4640

Actions (login required)

View Item View Item