Sagita, Kiki Meidina (2017) Pelaksanaan Deposito Berjangka Rupiah Di Pt. Bank Tabungan Negara (Persero) Tbk. Kantor Kas Its Surabaya. Diploma thesis, STIE Perbanas Surabaya.
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Abstract
Bank is a company which is engaged in finance.Thisactivities includes three activities that is funding, lending, and providing other bank service.Time Deposit is deposit withdraw that can only be made at a specified time a accordance with the date already agreed between the depositor and the bank. The purpose of this research is to find out the terms and condition of deposit opening, benefit, opening procedure, interest rate and penalty, extend and obstacle of deposit. For the fulfillment of data, it is necessary question and answer directly to the employess related to the procedure of time deposit implementation in Bank BTN Cash Office ITS Surabaya with the Customer service section and collect data from articles, books, and internet. The result of the research is the terms and condition for the opening of time deposits issued in the name of both individuals and institutions. Benefit received by customer, which can be used as collateral for credit, interest can be transferred to asavings account, safe, attractive and competitive interest. On the execution of time deposit the are some obstacles, such as depositor withdraw their deposit before maturity without prior notice to the bank, the lack of interest of the people to put their funds in the form of deposit, and when interest rate decline, the interest of customer to place their fund in the form of deposit less. From the research conducted, the author implicate to the Ban BTN Cash Office ITS Surabaya is to notify customer at the time of deposit opening, if the customer want to withdraw deposit, then the customer must wait first. The bank provides informationby using a pick up system means the bank must go to every place to market their product. Conducted a gift to keep customer loyal and still put the funds on time deposit in Bank BTN Cash Office ITS Surabaya. Keyword : Bank, Time Deposit.
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 21 Oct 2019 05:01 |
| Last Modified: | 21 Oct 2019 05:01 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/4492 |
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