Prosedur Pelaksanaan Kredit BRIguna Umum Dan Talangan Pada Bank Rakyat Indonesia (Persero) Tbk. Kantor Cabang Sidoarjo

Mubarokah, Binti Nadzifatul (2018) Prosedur Pelaksanaan Kredit BRIguna Umum Dan Talangan Pada Bank Rakyat Indonesia (Persero) Tbk. Kantor Cabang Sidoarjo. Diploma thesis, STIE Perbanas Surabaya.

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Abstract

Bank Rakyat Indonesia (Persero) Tbk Sidoarjo branch office has an important role in the economic development of society by providing funds through credit facilities. One of the credit provided by Bank BRI is BRIguna Umum and BRIguna Talangan for Civil Servants and Employees of Private Employees. This observation aims to know the procedure of credit execution of BRIguna Umum and Talangan at Bank Rakyat Indonesia (Persero) Tbk. Sidoarjo branch office. This final research uses interview method with related party that is Credit Administration and Account Officer, literature study and field observation directly. From the observations made it can be seen that the procedure of credit granting is Credit Application, Credit Lending Analysis and Credit Realization where the company must have a Cooperation Agreement (PKS) with the Bank. This BRIguna Umum and BRIguna Talangan credit is sourced from a fixed salary of employees. From these observations it can be concluded that the procedure of granting BRIguna Umum and Talangan credit at Bank Rakyat Indonesia Sidoarjo branch office has been implemented well in accordance with the provisions applicable by the Credit Administration Division (ADK) and the Account Officer (AO). But it would be better if the Credit Administration and Account Officer to review the system so that in the procedure of granting credit BRIguna Umum and Talangan can run more efficiently and effectively. Keyword: Procedure, Credit, BRIguna.

Item Type: Thesis (Diploma)
Subjects: 600 - TECHNOLOGY > 658 - GENERAL MANAGEMENT
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 25 Jan 2019 04:26
Last Modified: 10 Jun 2019 08:40
URI: http://eprints.perbanas.ac.id/id/eprint/4140

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