Rasyida, Tsabita Akhadina (2025) Pengaruh Literasi Keuangan, Hedonic Lifestyle, Dan Fintech Payment Terhadap Perilaku Keuangan Generasi Z Dengan Mediasi Self Control. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.
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Abstract
Generation Z financial behavior is influenced by various factors, including financial literacy, hedonic lifestyle, and the use of fintech payments. This study aims to analyze the influence of these variables on Generation Z financial behavior by considering the mediating role of self control. Using a quantitative research method with a cross-sectional approach, data were collected through questionnaires distributed to respondents in Sidoarjo Regency and Surabaya City. The results showed that financial literacy has a positive effect on financial behavior, while hedonic lifestyle has a positive impact on financial behavior. In addition, the use of fintech payments has a positive effect on financial behavior. Self-control is proven to be a mediating variable that weakens the positive impact of hedonic lifestyle on financial behavior. These findings underline the importance of improving financial literacy, hedonic lifestyle and fintech payments in strengthening self-control to support better financial management among Generation Z.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT |
| Divisions: | Bachelor of Management |
| Depositing User: | TSABITA AKHADINA RASYIDA |
| Date Deposited: | 13 Mar 2025 06:18 |
| Last Modified: | 13 Mar 2025 06:18 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/13399 |
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