Pengaruh Digital Financial Literacy, Perceived Usefulness, Perceived Ease Of Use Terhadap Decision Using E-Wallet Dengan Intention To Use Sebagai Mediasi

Cahya, Alexander Mariacle Venacta Christalle Sang (2024) Pengaruh Digital Financial Literacy, Perceived Usefulness, Perceived Ease Of Use Terhadap Decision Using E-Wallet Dengan Intention To Use Sebagai Mediasi. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.

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Abstract

This study aims to examine the influence of digital financial literacy, perceived usefulness, and perceived ease of use on the decision to use e-wallet, which is mediated by intention to use among UHW Perbanas Surabaya students. This research used a quantitative research method with a purposive sampling technique involving 155 student respondents from Hayam Wuruk Perbanas University, Surabaya. The analysis technique uses structural equation modeling and partial least squares (SEM-PLS) methods. The research results show that perceived usefulness, perceived ease of use have a direct influence on intention to use and decision to use e-wallet, while digital financial literacy does not have a direct influence on intention to use e-wallet but has a direct influence on decision to use e-wallet. -wallets. This research also reveals that perceived usefulness and perceived ease of use have an indirect influence on the decision to use, through intention to use. Meanwhile, digital financial literacy does not directly influence the decision to use if it is mediated by intention to use. Keyword: e-wallet, decision to use, digital financial literacy, perceived usefulness, perceived ease of use, intention to use

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.17 - BANKING SERVICES
600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Bachelor of Management
Depositing User: ALEXANDER MARIACLE VENACTA CHRISTALLE SANG CAHYA
Date Deposited: 08 Jul 2024 03:52
Last Modified: 08 Jul 2024 03:52
URI: http://eprints.perbanas.ac.id/id/eprint/12634

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