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SETIAWAN, WAHYU INDRA (2013) PENGARUH LDR, IPR, APB, NPL, IRR, PDN, BOPO, NIM, PR, DAN FACR TERHADAP BANK UMUM SWASTA NASIONAL SEKOLAH TINGGI ILMU EKONOMI PERBANAS RETURN ON ASSET (ROA) PADA GO PUBLIC. Undergraduate thesis, STIE PERBANAS SURABAYA.