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SETIAWAN, NUGROHO NOVAN (2016) PENGARUH LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS, EFISIENSI DAN PROFITABILITAS TERHADAP CAPITAL ADEQUACY RATIO (CAR) PADA BANK UMUM SWASTA NASIONAL NONDEVISA DI INDONESIA. Undergraduate thesis, STIE PERBANAS SURABAYA.