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SAPUTRI, ANNISA BUDI (2015) PENGARUH LIKUIDITAS, KUALITAS AKTIVA,SENSITIVITAS,EFISIENSI, PROFITABILITAS DAN SOLVABILITAS TERHADAP RETURN ON ASSET(ROA) PADA BANK UMUM SWASTA NASIONAL DEVISA. Undergraduate thesis, STIE PERBANAS SURABAYA.