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ISLAMIA, PIPIT ANISA WAHYU (2016) PENGARUH RISIKO KREDIT, PROFITABILITAS, LOAN TO DEPOSIT RATIO, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, DAN UKURAN BANK TERHADAP KECUKUPAN MODAL BANK KONVENSIONAL GO PUBLIK. Undergraduate thesis, STIE PERBANAS SURABAYA.