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Sungkana, Bachtiar Eka Kaca and Sutarso, Yudi and Prawitowati, Tjahjani (2019) Benefits and Risk Perception of User Financial Technology sat- isfaction and Trust in lndonesia: Literature Review and Proposed Model Literature Review and Proposed Model. The International Conference of Business and Banking Innovations (ICOBBI 2019) Proceedings, Surabaya.

Suprayogo, One Arto Wiro and Sutarso, Yudi (2021) The Role of Co-Creation and Co-Creation Experience on Brand Loyalty of Kredit Multiguna Bank Jatim. In: The 3rd International Conference on Business and Banking Innovations, 6 & 7 March 2021, Surabaya.

Sutarso, Yudi and Lutfi, Lutfi (2008) Weblog and University Learning: Experience from Managing Class of Marketing Subject. CONFERENCE ASAHIL.