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Sungkana, Bachtiar Eka Kaca and Sutarso, Yudi and Prawitowati, Tjahjani (2019) Benefits and Risk Perception of User Financial Technology sat- isfaction and Trust in lndonesia: Literature Review and Proposed Model Literature Review and Proposed Model. The International Conference of Business and Banking Innovations (ICOBBI 2019) Proceedings, Surabaya.