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Sari, Ida Asri Puspita (2020) Pengaruh Kecurangan, Legal Reserve Requirement, Credit Risk Ratio, Deposit Risk, Dan Net Stable Funding Ratio (NSFR) Terhadap Financial Target (ROA) Pada Bank Umum Swasta Nasional Devisa Periode 2014-2018. Undergraduate thesis, STIE Perbanas Surabaya.