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Salam, Karta Negara and Taufiq, Muh. Imam (2020) Decision on the Utilization of Digital Payment in Millennial Generation Based on Perceived Experience. In: The 2nd International Conference on Business and Banking Innovations (ICOBBI) 2020, 14 - 15 Agustus 2020, STIE Perbanas Surabaya.

Ar, Dhita Pratiwi and Muhammadin, Akhmad and Salam, Karta Negara (2021) The Influence of Customer Relation Management (CRM), Consumer Behavior, and Quality of Service To Customer Satisfaction at Hk Medical Center Makassar Clinic. In: The 3rd International Conference on Business and Banking Innovations, 6 & 7 March 2021, Surabaya. (Unpublished)