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LESTARI, DIAN WAHYU (2013) PENGARUH RASIO LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS TERHADAP PASAR, EFESIENSI DAN SOLVABILITAS TERHADAP ROA (RETURN ON ASSET) PADA BANK UMUM SWASTA DEVISA NASIONAL. Undergraduate thesis, STIE PERBANAS SURABAYA.