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LARASWATI, RIZKA (2016) PENGARUH PERSEPSI RESIKO, KENYAMANAN, BIAYA, DAN KEPERCAYAAN SERTA KEUNGGULAN RELATIF TERHADAP PENGGUNAAN MOBILE BANKING BAGI NASABAH BANK MANDIRI DI SURABAYA. Undergraduate thesis, STIE PERBANAS SURABAYA.