Items where Author is "SANTOSO, HERMUDA MANUSTAMA SARJANA BUDI"
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SANTOSO, HERMUDA MANUSTAMA SARJANA BUDI (2017) EFEKTIVITAS KEUANGAN INKLUSIF TERHADAP PERKEMBANGAN UMKM DI SURABAYA : PENDEKATAN FENOMENOLOGI. Undergraduate thesis, STIE PERBANAS SURABAYA.