Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Dan Efisiensi Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Non Devisa

Andriani, Nuriyah (2022) Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Dan Efisiensi Terhadap Profitabilitas Pada Bank Umum Swasta Nasional Non Devisa. Undergraduate thesis, Universitas Hayam Wuruk Perbanas Surabaya.

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Abstract

Banks are financial institutions whose one goal is to get high profits that can be used to finance operational activities up to future expansion. The ability of a bank to earn a profit can be assessed using the profitability ratio. One of them is Return On Assets (ROA). The purpose of this study was to examine the influence of Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), Investing Policy Ratio (IPR), Non Performing Loan (NPL), Problem Earning Assets (APB), Interest Rate Ratio ( IRR), Operating Expenses and Operating Income (BOPO), and Fee Based Income Ratio (FBIR) to Return On Assets (ROA) simultaneously and partially. The period in this study is from the first quarter, 2017 to the second quarter, 2021. The subject of this research is the Non-Foreign Exchange National Private Commercial Bank. The sampling technique used purposive sampling, namely the Amar Indonesian bank, Oke Indonesian Bank and Prima Master Bank. This type of data uses secondary research and data collection is documentation. The analysis used is multiple linear regression. The results of this study explain that 1) LDR, LAR, IPR, NPL, APB, IRR, BOPO, dan FBIR simultaneously have a significant effect on ROA. 2) LDR,LAR,NPL,IRR, dan FBIR partially have no significant positive effect on ROA. 3) APB and BOPO partially have a significant negative effect on ROA. 4) IPR partially have an insignificant negative effect on ROA. 5) BOPO is the most dominant variable on ROA.

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: NURIYAH ANDRIANI
Date Deposited: 12 Apr 2022 02:43
Last Modified: 12 Apr 2022 02:43
URI: http://eprints.perbanas.ac.id/id/eprint/8754

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