Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Pasar, Efisiensi, dan Solvabilitas terhadap Profitabilitas pada Bank Umum Swasta Nasional Devisa Konvensional

Putri, Nabila Zain (2021) Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Pasar, Efisiensi, dan Solvabilitas terhadap Profitabilitas pada Bank Umum Swasta Nasional Devisa Konvensional. Undergraduate thesis, STIE Perbanas Surabaya.

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Abstract

The main objective of bank operational activities is to obtain high profitability by utilizing assets owned by the bank. This purpose to determine the effect of the Loan to Deposit Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loans (NPL), Non Performing Assets (APB), Interest Rate Risk (IRR), Net Open Position (PDN), Operational Expenses and Operating Income (BOPO), Fee Based Income Ratio (FBIR) and Fix Asset Capital Ratio (FACR) to Return on Assets (ROA) partially and simultaneously. The subject of this study is the Bank Umum Swasta Nasional Devisa Konvensional during the first quarter of 2015 until the second quarter of 2020. This study used purposive sampling, the selected sample banks were Bank Capital Indonesia, Tbk, Bank Multiarta Sentosa, Tbk, Bank QNB Indonesia, Tbk. The results of this study are 1) LDR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR and FACR simultaneously have a significant effect on ROA; 2) BOPO partially has a significant negative effect on ROA; 3) NPL, IRR, FACR partially have a positive and insignificant effect on ROA; 4) LDR, IPR, APB, PDN and FBIR partially have a negative in significant effect on ROA; 5) the most dominant variable is BOPO. Bank financial performance in obtaining net profit before tax using total assets has the effect of increasing bank profitability. Keywords: Liquidity. Asset Quality, Market Sensitivity, Efficiency, Solvency. Profitability, Bank Umum Swasta Nasional Devisa Konvensional

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.152 - MANAGEMENT OF FINANCIAL OPERATIONS
Divisions: Bachelor of Management
Depositing User: NABILA ZAIN PUTRI
Date Deposited: 19 Jul 2021 03:48
Last Modified: 19 Jul 2021 03:48
URI: http://eprints.perbanas.ac.id/id/eprint/8084

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