Pengaruh Risiko Usaha terhadap Permodalan pada Bank Umum Swasta Nasional (BUSN) Devisa Konvensional

Utami, Ratna Dwi (2021) Pengaruh Risiko Usaha terhadap Permodalan pada Bank Umum Swasta Nasional (BUSN) Devisa Konvensional. Undergraduate thesis, STIE Perbanas Surabaya.

[img]
Preview
Text
ARTIKEL ILMIAH.pdf

Download (707kB) | Preview
[img] Text
COVER.pdf
Restricted to Registered users only

Download (851kB)
[img]
Preview
Text
BAB I.pdf

Download (612kB) | Preview
[img]
Preview
Text
BAB II.pdf

Download (1MB) | Preview
[img] Text
BAB III.pdf
Restricted to Registered users only

Download (1MB)
[img] Text
BAB IV.pdf
Restricted to Registered users only

Download (1MB)
[img]
Preview
Text
BAB V.pdf

Download (577kB) | Preview
[img] Text
LAMPIRAN.pdf
Restricted to Registered users only

Download (2MB)

Abstract

The aim of this study is to determine the effects of Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), Investing Policy Ratio (IPR), Adversely Classified Asset (ACA), Non Performing Loan (NPL), Interest Rate Risk (IRR), Net Open Position (NOP), Operational Efficiency Ratio (OER) and Fee Based Income Ratio (FBIR) to tier I of Conventional Bank Umum Swasta Nasional (BUSN) Devisa. This study used purposive sampling. PT. Bank Multiarta Sentosa, PT. Shinhan Bank Indonesia, and PT. China Construction Bank Indonesia Tbk have been selected as sample. Data collected method by documentation and used multiple linear regression as analysis technique.The results of this study revealed that LDR, LAR, IPR, ACA, NPL, IRR, NOP, OER, and FBIR have significant effect on tier I simultaneously. LDR, IPR, and IRR have a positive significant effect on tier I, partially. LAR and NOP have a negative significant effect on tier I, partially. ACA has a positive insignificant effects on tier I, partially. NPL partially has a negative significant effects on tier I. Meanwhile OER and FBIR have a negative insignificant effect on tier I, partially. The most dominant effect on tier I is LAR with 34,5 percent contribution. Keywords: Bank, BUSN, Conventional, Capital, Tier I

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: RATNA DWI UTAMI
Date Deposited: 03 Jun 2021 09:00
Last Modified: 03 Jun 2021 09:00
URI: http://eprints.perbanas.ac.id/id/eprint/7888

Actions (login required)

View Item View Item