Apriani, Mona (2020) Prosedur Pengajuan Kredit Usaha Rakyat di PT. Bank Negara Indonesia (Persero) Tbk. Kantor Cabang Pembantu Perawang. Diploma thesis, STIE Perbanas Surabaya.
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Abstract
Banking has an important role in the economic development of a nation, because banks can channel funds for people's economic activities. Currently, the government is incessantly providing credit to the community, one of which is the Retail People's Business Credit (KUR) which is useful for developing a viable business for the community. For the distribution of Retail KUR funds itself, there are many requirements that must be met by the community, with that the requirements for distributing KUR Retail funds are very necessary in order to optimize the distribution of KUR Retail funds and can help the economic development of the community. In this case, a description and description of the procedure for applying for Retail KUR is indispensable in order to facilitate the public and banking institutions. In the implementation of many problems that arise in connection with the distribution of retail KUR funds, there are many debtors who still do not have a business, bad credit, and funds loaned for business capital are instead used for the benefit of their siblings. The amount of loan capital that can be given for this retail KUR is at least 100 million and a maximum of 500 million. With an interest rate of 6% and a period set by the bank. This retail KUR loan is very helpful for the community in improving their economic life and for the government it can increase development in the real sector Keywords: Procedure, Credit, Retail
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Finance and Banking Diploma > Practice Working Report |
| Depositing User: | MONA APRIANI |
| Date Deposited: | 24 Oct 2020 18:44 |
| Last Modified: | 24 Oct 2020 18:44 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/7194 |
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