Eviyanti, Yuanita Nur (2018) The Effect of Credit Risk on Bank Profitability with Efficiency as The Intervening Variable. Masters thesis, STIE Perbanas Surabaya.
Full text not available from this repository.Abstract
This research is based on a bank, a law entity in which one of the main activities is lending. This study aims to analyze the credit risk, i.e. non-performing loan and allowance for impairment losses towards the profitability represented by bank return on asset with operating expense to operating income as the intervening variable. The technique of data analysis is statistical descriptive analysis of research variable, multiple regression analysis and path analysis which aim to measure the effect of intervening variable. The results of this study show that Non-performing loan ratio has positive and significant effect on operating expense to operating income efficiency ratio, ratio allowance for impairment losses has positive, but not significant effect on operating expense to operating income efficiency. KEY WORDS Credit risk, profitability, efficiency, intervening variable.
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | Magister of Management |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 05 Feb 2021 04:20 |
| Last Modified: | 05 Feb 2021 04:20 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/7106 |
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