Pengaruh Risiko Usaha Terhadap Rasio Kecukupan Modal pada Bank Pembangunan Daerah (BPD) Konvensional

Adriansyah, Anafi (2020) Pengaruh Risiko Usaha Terhadap Rasio Kecukupan Modal pada Bank Pembangunan Daerah (BPD) Konvensional. Undergraduate thesis, STIE Perbanas Surabaya.

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BAB I.pdf

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Abstract

Capital Adequacy Ratio is one of the indicators that used to measure bank capital adequacy. Banks capital used to absorb losses from the banking activities, and as a basic for several policies that issued by Bank Indonesia. The purpose of this study to analyze the significant effect of Loan to Deposit Ratio (LDR), Investing Policy Ratio (IPR), Adversely Classified Asset (Aset Produktif Bermasalah/APB), Non Performing Loan (NPL), Interest Rate Risk (IRR), Operational Expenses and Operating Income (BOPO) and Fee Based Income Ratio (FBIR) partially and simultaneously on Capital Adequacy Ratio at Regional Development Banks (BPD). This study used BPD Bengkulu, BPD Lampung BPD Sulawesi Tenggara as bank samples. The metode of data is documentation. The data is financial statements of BPD with period from first quarter of 2014 to the second quarter of 2019. The data analysis technique uses multiple linear regression analysis. The results revealed that LDR, IPR, APB, NPL, IRR, BOPO and FBIR have a significant effect on Capital Adequacy Ratio simultaneously. NPL, BOPO and FBIR have a significant effect on Capital Adequacy Ratio partially, the dominant variable that affecting Capital Adequacy Ratio is FBIR.

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: Bachelor of Management
Depositing User: ANAFI ADRIANSYAH
Date Deposited: 03 Sep 2020 02:57
Last Modified: 03 Sep 2020 02:57
URI: http://eprints.perbanas.ac.id/id/eprint/6961

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