Pengaruh Literasi Keuangan, Financial Capital Dan Kebijakan Pemerintah Terhadap Kinerja Usaha Pada Ukm Di Jawa Timur

Pramestiningrum, Dyah Regita (2019) Pengaruh Literasi Keuangan, Financial Capital Dan Kebijakan Pemerintah Terhadap Kinerja Usaha Pada Ukm Di Jawa Timur. Undergraduate thesis, STIE Perbanas Surabaya.

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Abstract

SMEs contribute greatly to economic growth in Indonesia, SMEs are able to produce GDP up to 59.08% (Bank Indonesia dan LPPI, 2015). The purpose of this study to determine the effect of financial literacy of SME managers, financial capital of SME and government policies on SME’s business performance. Total samples in this study are 177 SMEs. The sample data of this study are primary data in the metropolitan cluster in East Java which includes Surabaya, Gresik, Sidoarjo and Mojokerto. The results of this study indicate that the ability of SMEs managers about debt literacy has significantly and negative effect to business performance, the ability of SMEs managers about book keeping literacy and budgeting literacy have significantly and positive effect to business perfomance. Financial capital has significantly and positive effect to business performance and government policy in SMEs metropolitan cluster has no affect on the SMEs business performance. Keywords: Financial Literacy, Financial Capital, Government Policy and SME Performance

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Bachelor of Management
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 21 Oct 2019 03:21
Last Modified: 21 Oct 2019 03:21
URI: http://eprints.perbanas.ac.id/id/eprint/5126

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