Pelaksanaan Pemberian Kredit Pemilikan Rumah (Kpr) Di Pt Bank Tabungan Negara Kantor Cabang Sidoarjo

ulfa, Sulvia (2017) Pelaksanaan Pemberian Kredit Pemilikan Rumah (Kpr) Di Pt Bank Tabungan Negara Kantor Cabang Sidoarjo. Diploma thesis, STIE Perbanas Surabaya.

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Abstract

Bank are business entities that raise funds from the public in the form of savings and channel them to the public in the form of credit or other forms in order to improve the standard of living. The house is a safe place, but a lot of people who do not have a decent home, therefore the Government to work together with Bank Tabungan Negara, in order for the welfare of this nation. Because lending (mortgage) was launched by Bank Tabungan Negara. If during the term of the mortgage installment up to 15 years, Bank Tabungan Negara is now offering up to 25 year time period. The goal is ease the burden on customer’s monthly installment. The aim of this study was to determine, evaluate the barriers of implementation ownership home loans through installment collective. Bank Tabungan Negara Sidoarjo Branch Office. This study used a qualitative descriptive type. The type of data used are primary data and secondary data. Primary data collection techniques is done by observation, event or activity, interview, while secondary data collection techniques done with by examining the documents, letters, records, reports and other relevant literature to research by the author. The result of the study is that the state saving bank has low interest rates compared to other banks, easy requirements and also speed in response to customer response. To overcome obstacles in order not to happen, Bank Tabungan Negara set up a special team to maintain credit quality and support the true proof of documents provided by customers to the bank. Bank Tabungan Negara provides take - over option for customer’s credit who have bad credit in order for the bank not to suffer huge losses. Keyword : credit, home ownership, procedure, interest, bank tabungan Negara sidoarjo branch office.

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 22 Oct 2019 03:05
Last Modified: 22 Oct 2019 03:05
URI: http://eprints.perbanas.ac.id/id/eprint/4730

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