Mekanisme Deposito Berjangka Rupiah Pada Pt Bank Yudha Bhakti, Tbk Cabang Darmo Surabaya

Novita, Fifi Duwi (2017) Mekanisme Deposito Berjangka Rupiah Pada Pt Bank Yudha Bhakti, Tbk Cabang Darmo Surabaya. Diploma thesis, STIE Perbanas Surabaya.

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Abstract

Bank is an institution whose main activity is to collect funds from the public in the form of savings and channel them back to the community in the form of loans in order to improve people's lives. One offered by bank deposits are time deposits. Time deposits are third party deposits at banks that withdrawal can only be done after a certain period of time according to the agreement between the customer and the bank and issued on behalf of both individuals and business entities. Time deposits can also be extended automatically known system with Automatic RollOver.Term deposit will be automatically renewed after the due date until the owners withdraw deposits. The purpose of this study was to determine the mechanism of term deposits ranging from opening up to disbursement. The method used is the method of interview and study the literature. Results of the study are rupiah deposits can know the mechanism of opening up to disbursement rupiah time deposits, calculation of interest on deposits, taxes and penalties if the deposits withdrawn before the maturity date. Penalty is a form of sanction yamg used by banks as a reminder of the customer in order not to attract deposits as they pleased them. Penalty cover administrative costs as well as pieces of the principal amount and interest savings deposits. Interest offered by banks on savings deposits larger than the other savings interest. Keywords: Bank, Time Deposits, Penalty

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 21 Oct 2019 04:47
Last Modified: 21 Oct 2019 04:47
URI: http://eprints.perbanas.ac.id/id/eprint/4409

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