Factors Affecting Health Score Bank in Private Commercial Bank National Foreign Exchange

Mawarni, Windra Eka and Mongid, Abdul (2021) Factors Affecting Health Score Bank in Private Commercial Bank National Foreign Exchange. In: The 3rd International Conference on Business and Banking Innovations, 6 & 7 March 2021, Surabaya.

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Abstract

The purpose of this study was to determine whether NPL, IRR, PDN, LDR, BOPO, FBIR, NIM, ROA, ROE, and CAR have a significant or partial effect on bank health scores at National Private Foreign Exchange Commercial Banks. The sample selection is based on the purposive sampling technique. The sample of this research is ten banks: Bank Bukopin, Bank Central Asia, Bank CIMB Niaga, Bank Danamon, Bank Maybank Indonesia, Bank Mega, Bank OCBC NISP, Bank PAN Indonesia, Bank Permata, and Bank UOB Indonesia. This study uses the documentation method to collect published financial data late by the Financial Services Authority, the period of the year 200 9 until the year 2017. A data analysis using multiple linear regression analysis. Based on results of tests obtained simultaneously NPL, IRR, PDN, LDR, ROA, FBIR, GCG, NIM, ROA, ROE, CAR, and ETA have the effect that significant to Score Health Bank. NPL, PDN, BOPO, ROA, and CAR partially have an insignificant negative effect on the Bank's Health Score. IRR, LDR, FBIR, GCG, NIM, and ETA partially have an insignificant positive effect on the Bank's Health Score. ROE partially has a significant positive effect on the Bank's Health Score. Among the twelve independent variables most dominants choir health bank is variable IRR. Keywords: business risk, GCG, profitability, capital, bank soundness score

Item Type: Conference or Workshop Item (Paper)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING
Divisions: ICOBBI (International Conference of Business and Banking Innovations)
Depositing User: GUNASTI HUDIWINARSIH
Date Deposited: 23 Aug 2021 04:26
Last Modified: 23 Aug 2021 04:26
URI: http://eprints.perbanas.ac.id/id/eprint/3977

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