Faktor faktor yang mempengaruhi penyaluran kredit Pada bank yang terdaftar di Bursa efek indonesia

Sari, Ratih Fatmala (2018) Faktor faktor yang mempengaruhi penyaluran kredit Pada bank yang terdaftar di Bursa efek indonesia. Undergraduate thesis, STIE PERBANAS SURABAYA.

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Abstract

The development of the current globalization era, banks are inseparable from the economic life of the community. People in developed and developing countries really need banks as a place to conduct their financial transactions. Banks are also a factor that supports the community's economic system. They consider banks to be safe financial institutions in carrying out various financial activities. One of its activities is the distribution of funds. This study aims to determine the effect of SBK, NIM, CAR, LDR, and NPL on lending. This analysis uses the independent variables namely SBK, NIM, CAR, LDR, and NPL, dependent variable lending. this study uses quantitative methods and uses explanatory research types. The population of this study is a bank listed on the Indonesia Stock Exchange (IDX), the sample is carried out using purposive sampling method, namely the selection of samples with certain criteria. Data analysis method used in this research is regression analysis, classical assumption test and multiple linear regression. The results of this study indicate that SBK, NIM, CAR, and LDR do not affect credit distribution. Whereas NPL affects credit distribution. Keywords: SBK, NIM, CAR, LDR, NPL, Lending

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 657 - ACCOUNTING > 657.9 - ACCOUNTING-BANK
Divisions: Bachelor of Accountancy
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 07 Jan 2019 02:58
Last Modified: 07 Jan 2019 02:58
URI: http://eprints.perbanas.ac.id/id/eprint/3732

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