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The Effect Of The Covid-19 Pandemic On Financial Performance In The Indonesian Banking Sector

Dewi, Arfiana and Lailiyah, Elliv Hidayatul and Nataliawati, Rita and Sayyid, Mokhtar (2021) The Effect Of The Covid-19 Pandemic On Financial Performance In The Indonesian Banking Sector. In: The 3rd International Conference on Business and Banking Innovations, 6 & 7 March 2021, Surabaya.

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Abstract

The Covid-19 pandemic weakened the Indonesian economy which led to a decline in financial performance. The weakening of a country's economy has an impact on the banking sector industry because banks function as financial intermediary institutions. This study aims to analyze the impact of the Covid -19 pandemic on financial performance in the banking sector listed on the Indonesia Stock Exchange (IDX). The sample of this research used 27 companies listed on the IDX main board for the period 2019 and 2020. Data analysis used the Wilcoxon Signed Rank Test by comparing financial performance (ROA, ROE, BOPO, and NIM) obtained from banking quarterly reports. The results showed that there were differences between the 2nd quarter of 2019 (the period before the pandemic) and the 2nd quarter (the period during the pandemic) for financial performance other than using BOPO. Meanwhile, the difference in financial performance during the pandemic (quarter 2 and quarter 3) shows no difference, however, BOPO shows a difference. Furthermore, this study also compares the financial performance of the 3rd quarter for the period before the pandemic and the period during the pandemic which results in differences in financial performance for all indicators. These results imply for investors to consider investing in the banking sector during a pandemic and for regulators to formulate appropriate policies for the banking sector during a pandemic. Keywords: ROA, ROE, BOPO, NIM

Item Type: Conference or Workshop Item (Paper)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: ICOBBI (International Conference of Business and Banking Innovations)
Depositing User: Perpustakaan Universitas Hayam Wuruk Perbanas Surabaya
Date Deposited: 11 Aug 2021 19:38
Last Modified: 11 Aug 2021 19:48
URI: http://eprints.perbanas.ac.id/id/eprint/3445

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