Dewi, Ajeng Tiara and Suhartono, Suhartono (2021) The Effect of Internal and External Factors of Non-Performing Loan at National Private Commercial Banks (Go Public) in Indonesia from 2016-2020. In: The 3rd International Conference on Business and Banking Innovations, 6 & 7 March 2021, Surabaya.
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Abstract
This study aims to examine and analyze the effects of Bank Size, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Inflation, Gross Domestic Product, and BI Rate to Non Performing Loan (NPL). Case study on Private Commercial Banks listed on Indonesia Stock Exchange in period 2016-2020. The variables used are internal and external factor of bank. Internal factors are included Bank Size, CAR, LDR and external factors are included Inflation, Growth of Gross Domestic Product, BI Rate. This study is a quantitative research using panel data regression analysis with the study period from 2016 to 2020. Estimation model used Random Effect Model (REM). The object of this study was 20 banks as sample by using purposive sampling technique. The result of this study concluded that Bank Size, CAR, Growth of Gross Domestic Product, BI Rate has a negative effect on NPL. While LDR and Inflation has a positive effect on NPL. Keywords: Non Performing Loan (NPL), Bank Size, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Inflation, Gross Domestic Product, BI Rate.
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING |
| Divisions: | ICOBBI (International Conference of Business and Banking Innovations) |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 11 Aug 2021 19:19 |
| Last Modified: | 11 Aug 2021 19:19 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/3203 |
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